Think you've been scammed? Three calls, in this order.
You don't have to drive to a branch to start. The first hour matters most, and the people on these numbers do this all day. Tap a number on your phone, or print the card and keep it in your wallet.
- 1Ring your bank straight away. The number on the back of your card, not one from a text or an email. Tell them what happened; they can stop or trace a payment faster the sooner you ring. Your bank will never rush you or ask for a code.
- 2Ring IDCARE on 1800 595 160. A free Australian service. They'll work out with you what's at risk and what to do next, step by step.
- 3Report it to Scamwatch. So the next person gets warned. If money has gone, also report it to the police online through ReportCyber at cyber.gov.au/report.
If you've been caught, you're not the fool — the system is built to catch good people.
Two cards to an A4 sheet. Cut along the dotted line, fold once. Free to copy and hand round.